1. Find your way home.

 

As a first-time home buyer, you have an exciting journey ahead. We know applying for your first mortgage loan and navigating a complex housing market can be daunting. At Rodge Capital Bank, we want your first home purchase to be a rewarding experience and we’re here to help first-time home buyers any way we can.

 

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Plan your move

 


How much house can I afford?

It’s not uncommon to “qualify” for more mortgage than you may comfortably be able to afford — so it pays to borrow cautiously. Here’s some simple advice with links to mortgage rates and easy-to-use mortgage calculators that will help you determine how much you could afford.

Close the deal

 

Making an offer on a house is a formal process, which is why it may be helpful to have a competent, experienced real estate agent on your side. Here are some tactics to discuss with your real estate agent.

“Closing” is the last step in the home-buying process. It’s where all the parties get together to finalize the transaction by exchanging signatures, checks — and ultimately, house keys.
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