MONEY BASICS

 

The Money Basics playlist includes nine interactive courses covering financial essentials like Checking Accounts, Budgeting, Savings, and Taxes..

Whether you are looking to purchase a new space for your business, or need to refinance into a lower rate loan, RCB has the commercial real estate loan option to suit you and your business. Our in-market Business Relationship Officers and Maryland-based credit team will work with you to understand your specific needs.

Highlights:

  • Purchase or refinance commercial property
  • Competitive rates
  • Finance up to 80% of the property value (determined by real estate classification)
  • Wide variety of terms – Amortizations up to 25 years and maturities of up to 15 years
  • Secured with owner-occupied or non-owner occupied commercial real estate
  • Cash out options available

►SECU Business Loan Requirements

What do I need to get started?

  • Must meet all Rodge Capital Bank membership requirements
  • Business must be under current ownership for at least 24 consecutive months
  • Key owners, any individual with at least 20% ownership in the business, need to provide personal guaranty
  • All appropriate business legal structure documents
  • Minimum of 2 years Business and Personal Federal Tax Returns (complete with all schedules and attachments)
  • Interim Income Statement and Balance Sheet if more than 90 days past Fiscal year End

To learn more or get the financing process started, contact a Business Relationship Banker.